totals you accounting, llc.

Your Construction company matters.

During a workers’ compensation premium audit, your company’s payroll will get verified. Audits look at your payroll because your worker's compensation are partly based on the amount of compensation paid to your employees over a policy term.

The amount paid includes money and benefits your workers have received. Your insurance premium also depends on job classifications. These classifications help show the amount of risk your workers face.

So, if the audit finds job duties and roles have changed at your business, you may receive a different premium.

When reporting your payroll, be sure to include any overtime payments employees receive. This will ensure your payroll record is as accurate as possible.

One of the main benefits to a workers’ comp audit is that it makes sure your coverage and premium match. This is important because it means you won’t be paying too much for your workers’ compensation coverage.

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